How an Independent Lender Survives a Long Downcycle

equipment finance portfolio management

How does an independent lender survive a downcycle that lasts longer than anyone expected? In this episode, Paul Fogle explains how Quality scaled from $20M to $240M, what the OTR trucking collapse revealed, and how “Quality 2.0” reshaped underwriting, pricing, diversification, and funding strategy for the future.

Built to Scale: Evolving from Discounter to Lender

Scaling lending operations

Dan Krajewski joins ACS Portfolio Perspective to unpack MAZO Capital’s transformation from a discounter to a full-service lender — and what it takes to scale a sustainable platform in today’s market. With over four decades of experience, Dan shares insights on raising capital, building infrastructure, and staying competitive in 2026 and beyond.

Balancing Growth, Credit Discipline & Culture: Lessons from a Platform Builder

equipment finance

What does it take to scale a high-performing equipment finance platform while staying disciplined and nimble? Saurin Shah, President of MidCap Equipment Finance, joins Andrew Pace to share lessons from GE Capital, insights from his entrepreneurial journey, and a candid look at hiring, risk, and culture in today’s competitive lending environment.

From Private Equity to Billion-Dollar Scale: Leading Through Transformation

Scaling financial services

Rob Ceribelli, President of Channel, joins Andrew Pace for a candid discussion on how leadership, infrastructure, and culture can shape growth at scale. From leading through a private equity transition to launching new lending verticals, Rob shares what’s made the biggest difference—and what other lenders can learn from their evolution.

Beyond the Auction Block: Smarter Remarketing & Portfolio Strategy

What if your recovery strategy left money on the table? In this episode, Jim Ryan of Sandhills Global shares why lenders should reconsider the default “send it to auction” playbook. From post-COVID inventory fluctuations to retail-first remarketing strategies that drive 20%+ gains, Jim breaks down the real-time insights and tech tools that are reshaping asset-based lending.

Breaking the Machine: Culture, Credit & Growth at Scale

Equipment finance leadership

Some leaders inherit a system. John Gougeon set out to challenge it.
At Unifi Equipment Finance, that meant breaking a perfectly good machine—not to cause chaos, but to test its limits. In this episode, John joins Andrew Pace to share how trust, transparency, and a shift from tranche deals to direct origination fueled remarkable growth without compromising risk discipline.

Mentorship, Market Shifts & Mission-Driven Leadership in Equipment Finance

equipment finance leadership

What would make you come out of retirement? For Donna Yanuzzi, it was the chance to build something new—and do it right. In this episode, she joins host Andrew Pace to talk about leadership, legacy, and the mindset shifts reshaping equipment finance. From early outreach to team-building and vendor strategy, Donna shares hard-earned insights you don’t want to miss.