The Hidden Costs of Delayed Collection Action: Why Early Intervention Saves More Than Money

Current economic pressures have created challenging conditions in commercial asset-based lending, with defaults rising across transportation, construction, and agricultural sectors.  While the instinct may be to wait and see if borrowers self-cure, industry data reveals why this approach often backfires. The Mathematics of Delay Asset recovery likelihood drops approximately 1% every week after an account […]

Data Security in the Digital Age: Protecting Lenders and Borrowers Alike

data security in the digital age

Data is one of lenders’ most valuable resources but also one of its most threatening vulnerabilities. Maintaining steady operational flow, data integrity, and positive relationships with clients is critical. Consequently, data security measures must be robust and applied from the top down throughout a business. Failing to do so has consequences. In 2023, cyberattacks like […]

AI, Intrapreneurship, and the Future of Equipment Finance

AI in equipment finance

What does AI really mean for equipment finance? In this conversation, RJ Grimshaw, CEO of The AI CEO, shares practical insights on leveraging AI, building resilient teams, and why intrapreneurship is the secret weapon for business growth.

Mitigating Risk: Protecting Recovery Operations in a High-Litigation

risk in asset recovery

Wrongful repossession claims are rising — fast. In this episode, Harding Brooks VP Mike Peplinski joins ACS’s Andrew Pace to break down where lenders and recovery vendors face the greatest exposure, and how tighter contracts, vendor oversight, and safety culture are becoming mission-critical for risk management.

Attracting and Retaining Top Talent in Asset Recovery: Why Culture Matters

Top Talent in Asset Recovery

A brand is only as good as the people it puts into the field, in front of clients and customers. In our industry, nothing makes a more significant impact than having top asset recovery talent at your disposal. The talent charged with handling distressed account situations must ensure that every step they take is done […]

Preparing for Economic Uncertainty: Strategic Tips for Lenders for the Rest of  2025

Preparing for Economic Uncertainty

As we progress through what remains of 2025, asset-based lenders face continuing interest rate uncertainty, persistent inflationary pressures, and some tightening markets, creating a uniquely challenging operating and investment landscape. To mitigate these risks, lenders are finding that to grow, they need to stay nimble, informed, and prepared to swiftly make decisions to protect their […]